Fire & Police Pension Association

FPPA's 457 Deferred Compensation Plan

The FPPA 457 Deferred Compensation Plan is offered to assist Members with their retirement savings needs. This plan offers a convenient way for members to voluntarily set aside money for future needs and get a current tax break. Advantages of this plan include: the convenience of saving through payroll deduction; lower current income taxes; and tax-deferred growth on account earnings.

About the Plan
FPPA Member Handbook (Refer specifically to Chapter 9)
Colorado Revised Statute (Refer specifically to 31-31- Part 9)
FPPA 457 Plan Document - This document states the actual language which governs the FPPA 457 Plan.

Participating 457 Employers
Click on this List Of Participating Employers to learn if your employer has adopted the 457 plan.

Annual Contribution Limits - Click here to learn more about the annual IRS limits for contributions.

Conditions of an Unforeseeable Emergency Withdrawal
Retirement Committee and Unforeseeable Emergencies Memo

Fidelity Investments^®
Fidelity Investments provides recordkeeping services and investment options for all existing account balances and ongoing contributions made to the FPPA 457 Deferred Compensation Plan.

Default Investment Selection
Any new contributions that do not have an active investment election will be directed to a Fidelity Freedom Fund that most closely matches your expected retirement date, based on your date of birth. If you are new to contributing to FPPA's 457 Deferred Compensation Plan or have been contributing for many years - sign up for access to your account on Fidelity's web site and make sure your funds are directed where you want them!

Forms - Sign Up TODAY!

Deferral Form		Use this form to start, change or stop your contributions to the FPPA 457 Deferred Compensation Plan. Once you have completed this form, please submit it to YOUR PAYROLL DEPARTMENT.
Transfer Form		Use this form to transfer a balance from another eligible deferred compensation plan into the FPPA 457 Deferred Compensation Plan. This form comes bundled in a packet with complete instructions and may be requested by calling FPPA at (303) 770-3772 in the Denver Metro area or (800) 332-3772 toll free nationwide. You may also request the form directly from Fidelity Investments by calling (800) 343-0860.
Fidelity Publications

457 Deferred Compensation Plan - Enrollment Guide		Setting aside money for your retirement can be one of the most important financial decisions you'll ever make. And your FPPA 457 Plan offers many advantages that other savings programs don't. This booklet includes everything you need to get started.
Choosing Investments That Are Right For You		Your FPPA offers a variety of investment options. The question is, how will you know which options best suit your unique financial needs? This brochure provides a simple, two-part strategy to help you make informed choices.
FPPA Investment Options Performance Update		This document is updated as fund performance information is available.
Brokerage Link Fact Sheet		This fact sheet is an overview of the Brokerage Link services offered through Fidelity. Brokerage Link is an account for investors who are willing to take additional risks with their investments. The BrokerageLink account, while not for everyone, does allow account members to invest in a broad range of mutual funds and individual securities not offered within the standard plan account options. Additional fees may apply to investments purchased or exchanged in the brokerage account. Click here for the commission schedule of fees.

Questions?
If you have any questions please call FPPA at (303) 770-3772 in the Denver metro area or 1-(800) 332-3772 toll free.

Mutual funds available through the plan reserve the right to modify or withdraw the exchange privilege.
Unless otherwise noted, transaction requests confirmed after the close of the market, normally 2pm MST or on weekends or holidays, will receive the next available closing prices.