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Members Mid-Career

Once you’ve reached mid-career, it’s time to maximize your future retirement. Take the time to clearly understand what your future benefits will be and learn ways to get the most from your retirement.

Review Your Plan 

Need a refresher on how retirement benefits are calculated? Get started on the landing page for your Plan:

Not sure what Plan(s) you’re in? Log into MAP to see all your Plan details.

See Your Benefits 

If you’re in a defined benefit plan, Log into the Member Account Portal (MAP) and use the benefits calculator to project what your future monthly pension benefit could look like in retirement. You can also calculate the cost to purchase any additional service credits you might be eligible for.

While you’re there, take a moment to review your beneficiaries to make sure your hard-earned benefits end up with the right recipient.

For deferred compensation plan members, head over to Fidelity to view your account balances, review your investments, and do some planning for your short- and long-term goals. Likewise, be sure to check and update your beneficiaries if necessary.

If You Change Jobs 

If you move to a different FPPA-covered department in Colorado, your retirement benefits can move with you. Depending on the Plan(s) your current and future Employers participate in, your benefits and the way they are calculated might change when you move departments. Contact our staff with any questions.

If you leave for a new job that is not covered under FPPA, you can still collect a retirement benefit if you are, or become, fully vested by your retirement date. Alternatively, you could take a refund of your contributions when you separate service.

Optional: Purchase Additional Service Credits 

Do you have military, public, or private sector service outside of the time worked for your FPPA-covered employment? You may be eligible to purchase service credit for some or all of that time to increase your future defined benefit. Log into MAP to learn more and calculate your potential service credit cost.

What’s Next?

Here are a few additional considerations as you move towards retirement:

  • Attend a Retirement Readiness Seminar
    • Learn about non-financial elements of retirement planning, like planning for healthcare costs and the psychology of retirement for first responders
    • FPPA hosts two events each year, one in spring and another in summer. Watch your inbox for an invitation
  • Set aside some additional retirement funds in a 457 or other deferred compensation plan account
  • Contact FPPA with any questions about your future benefits