Retiree Insurance for Health, Dental & Vision

If your department deducts group retiree insurance premiums from retiree pension checks, then the following deadlines will apply:

• Monthly changes are due by the 10th of each month in order for the change to be processed that month. If the 10th falls on a weekend, submit your changes the prior business day.
• Open enrollment changes for prepaid plans are due December 10th. For current month pay plans, the due date is January 10th. If you have compiled your changes sooner, FPPA always welcomes early submission!
• When enrolling a new retiree in a group insurance plan, please make sure the retiree is aware of what their future premium amounts will be. Please also inform them that due to a timing issue, more than one month of premium deductions may be withheld from their first check.

💡 Did you know? Many new retirees are surprised when their first pension check is a lot less than expected due to retroactive insurance premiums being deducted.

• In the case of a retiree/survivor death, premium refunds may be due back to the retiree’s estate. We usually process these refunds when terminating the retiree’s monthly pension benefit record. If we have not heard from the retiree’s family, we may wait to process the applicable insurance premium refunds until a family member is located.
• Telephone calls received from retirees with questions regarding their employer-sponsored insurance plan will be referred back to their department. FPPA does not have detailed knowledge of the employer insurance plans.